| While the mood among most investors is relatively upbeat at the moment, it is almost inevitable that there will be a stock market crash in future. This may sound pessimistic, but history shows that asset prices have never risen in perpetuity. This means that while a bull market is currently in its pomp, bear markets are not yet extinct.
Clearly, predicting when the next downturn will occur and what could prompt it is intensely challenging. However, now could be a good time to start planning for it, with various defensive shares seeming to offer good value for money for the long term. | 
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